Terms of Service - Zeniithadviison Singapore

1. Definitions

"Service" or "Services"

Refers to investment education programs, consultation services, and educational materials provided by Zeniithadviison.

"User" or "Participant"

Any person accessing our website, enrolling in programs, or using our educational services.

"Content"

All text, images, educational materials, videos, and other materials provided through our services.

"We/Us/Our"

Refers to Zeniithadviison, a Singapore-based investment education company.

2. Use of Services

Eligibility Requirements

Users must be at least 18 years old to participate in our programs
Services are provided for educational and informational purposes only
Account registration may be required for certain programs
Users are responsible for maintaining confidentiality of account information
Accurate and current information must be provided during registration

Acceptable Use

Our services are designed for legitimate educational purposes. Users agree to use our services responsibly and in accordance with all applicable laws and regulations.

Important: Our educational programs do not constitute investment advice, recommendations, or solicitation to buy or sell any specific securities or investments.

3. Prohibited Activities

Users are strictly prohibited from engaging in the following activities:

Legal Violations

• Violating any applicable laws or regulations
• Infringing on intellectual property rights
• Engaging in fraudulent activities
• Money laundering or terrorist financing

Technical Misuse

• Transmitting harmful or malicious code
• Attempting unauthorized access to systems
• Interfering with website functionality
• Reverse engineering our proprietary content

Content Misuse

• Sharing or distributing copyrighted materials
• Creating derivative works without permission
• Using content for commercial purposes
• Misrepresenting our educational content

Harmful Behavior

• Harassing or threatening other users
• Disrupting educational sessions
• Spreading false or misleading information
• Impersonating other individuals or entities

4. Intellectual Property Rights

Our Proprietary Content

All content, materials, and intellectual property provided through our services remain the exclusive property of Zeniithadviison unless otherwise specified.

Educational materials, curricula, and program content
Trademarks, logos, and brand elements
Proprietary methodologies and analytical frameworks
Website design, software, and technical systems

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our educational materials for personal learning purposes only. This license does not permit:

• Commercial use or redistribution of content
• Modification or creation of derivative works
• Public display or performance of materials
• Reproduction beyond personal study purposes

User-Generated Content

When you provide feedback, questions, or other content during our programs, you grant us a non-exclusive license to use such content for educational improvement purposes while respecting your privacy and confidentiality.

5. Educational Disclaimers

Important Educational Disclaimer

Our services are designed for educational and informational purposes only. We do not provide investment advice, recommendations, or solicitation to buy or sell any specific securities, investments, or financial products.

No Investment Recommendations

All content is for educational purposes and general information only
Past performance examples do not indicate future results
Investment decisions should consider individual circumstances
Consultation with qualified professionals is recommended

Investment Considerations

All investments carry inherent considerations and potential for loss. Our educational programs aim to enhance understanding of investment principles, but cannot eliminate market uncertainties or individual decision-making responsibilities.

6. Service Limitations and Warranties

Service Availability

While we strive to provide consistent service availability, we do not guarantee uninterrupted access to our educational programs or website.

• Services may be temporarily unavailable due to maintenance
• Technical issues may occasionally disrupt program delivery
• Content and program schedules may be updated as needed
• We reserve the right to modify or discontinue services

Disclaimer of Warranties

Our services are provided "as is" without warranties of any kind. We disclaim all warranties, express or implied, including:

• Merchantability and fitness for a particular purpose
• Accuracy or completeness of educational content
• Specific educational or professional outcomes

• Uninterrupted or error-free service operation
• Security of transmitted information
• Compatibility with user systems or requirements

Limitation of Liability

To the maximum extent permitted by Singapore law, our liability is limited to the fees paid for the specific service in question. We shall not be liable for indirect, consequential, or punitive damages arising from your use of our services.

7. Payment and Refund Terms

Program Fees

Payment is due upon program enrollment or consultation booking
Program fees are clearly stated at the time of enrollment
All fees are in Singapore Dollars (SGD) unless otherwise specified
Prices include applicable taxes and fees

Cancellation Policy

Educational Programs

• Full refund: 14 days before program start
• 50% refund: 7-13 days before start
• No refund: Less than 7 days before start
• Pro-rated refund for program cancellation by us

Consultation Services

• Free cancellation: 48 hours before appointment
• 50% fee: 24-48 hours before appointment
• Full fee: Less than 24 hours notice
• Rescheduling allowed with adequate notice

Refund Processing

Approved refunds will be processed within 14 business days and returned via the original payment method. Administrative fees may apply for refund processing.

8. Termination

Termination by User

You may terminate your participation in our programs at any time, subject to our cancellation and refund policies outlined above.

Termination by Us

We reserve the right to terminate or suspend your access to our services immediately for:

Violation of these Terms of Service
Fraudulent or illegal activities
Harmful behavior toward staff or other participants
Non-payment of fees or charges

Effects of Termination

Upon termination, your access to educational materials and services will cease. Certain provisions of these terms, including intellectual property rights and limitation of liability, will survive termination.

9. Dispute Resolution

Governing Law

These Terms of Service are governed by the laws of Singapore. Any disputes arising from these terms or our services will be subject to the exclusive jurisdiction of Singapore courts.

Resolution Process

1. Informal Resolution

Contact us directly to discuss and resolve any concerns. Most issues can be addressed through direct communication.

2. Mediation

If informal resolution fails, disputes may be submitted to mediation through Singapore Mediation Centre.

3. Legal Proceedings

As a last resort, disputes will be resolved through Singapore courts under Singapore law.

10. General Provisions

Entire Agreement

These Terms of Service, together with our Privacy Policy and any specific program agreements, constitute the entire agreement between you and Zeniithadviison regarding your use of our services.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Modifications

We may update these terms from time to time. Material changes will be communicated through email or website notice. Continued use of our services after changes indicates acceptance of updated terms.

Contact Information

For questions about these Terms of Service, please contact us:

Email: [email protected]

Phone: +65 6758 2914

Address: 9 Straits View, Marina One West Tower, Singapore 018937